Experience rating Health Dictionary

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Experience Rating: From 1 Different Sources

A method of adjusting health plan premiums based on historical utilization data.
Health Source: Community Health
Author: Health Dictionary

Out-of-body Experience

A feeling of leaving one’s body and observing oneself from another dimension.

The experience, which is thought to be due to disturbance of brain function, is reported by some patients following a general anaesthetic or a medical emergency.... out-of-body experience

Community Rating

A method for the determination of health insurance premiums that spreads the risk among members of a large community and establishes premiums based on the utilization experience of the whole community. For a set of benefits, the same rate applies to everyone regardless of age, gender, occupation or any other indicator of health risk.... community rating

Risk Rating

Risk rating means that high-risk individuals will pay more than the average premium price.... risk rating

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